NAMB is deeply grateful for its retirees and for their faithful years of service to Southern Baptists. Their commitment and sacrifice have helped advance the work of the Gospel, and they continue to impact God’s Kingdom in meaningful ways.
The following is information about the recent decision to discontinue life insurance for NAMB retirees:
Why did NAMB make this decision?
NAMB was notified by its benefits provider of significant and unsustainable cost increases associated with retiree life insurance. After carefully evaluating all available options, we determined that continuing the life insurance benefit was no longer financially sustainable while also preserving retiree health benefits and stewarding resources responsibly to advance our mission.
This decision was not made lightly and followed extensive review and deliberation.
Did NAMB explore alternatives before making this decision?
Yes. NAMB thoroughly explored options to continue offering both retiree health and life insurance benefits. Unfortunately, no viable long-term solution was available that would allow us to maintain retiree life insurance without compromising financial sustainability.
Is there misinformation circulating about this decision?
We are aware that some information being shared does not reflect the full context or facts behind this decision. We encourage anyone with questions or concerns to contact NAMB directly so we can provide accurate information and clarity. Questions can be emailed to [email protected].
What is NAMB doing to support retirees during this transition?
To support retirees during this transition, NAMB has taken the following steps:
- Increased Health Reimbursement Arrangement (HRA) funding over current allocations for a period of two years, and
- Partnered with GuideStone to help provide assistance retirees in reviewing and securing individual life insurance coverage directly.
These steps were taken specifically to help ease the impact of this change.
How does the increased HRA funding help retirees?
The increased HRA funding provides additional financial support that retirees may use for eligible healthcare-related expenses, in accordance with the HRA plan terms, helping offset costs during the transition period.
Can retirees continue life insurance coverage after December 31?
Yes. Retirees may pursue individual life insurance coverage directly through a provider of their choice. Eligibility, premiums, and coverage amounts will depend on the individual policy selected.
Does this change affect retiree health benefits or other benefits?
No. This change applies only to retiree life insurance coverage. Retiree health benefits and other retirement benefits are not affected.
What should retirees do next?
Retirees are encouraged to:
- Review communications regarding the upcoming change
- Consider their personal life insurance needs
- Contact NAMB for further information
Who can I contact for more information?
If you have questions or would like to discuss your situation, please contact:
- Email the North American Mission Board (NAMB) at [email protected] or call NAMB at 1-800-634-2462.
Published December 17, 2025
